Archives For debt

“And we know that in all things God works for the good of those who love him, who have been called according to his purpose.” Romans 8:28 (NIV) 

Yesterday at church God really spoke to me. It’s amazing how there might be several different points in a sermon but God makes sure that the one you need to hear is clear to you. I wrote last week about being still, letting God work and for me to stop giving him my suggestions. Well that was more than made clear yesterday at church. Our pastor was talking about as Christians we have access to God’s power all we need to do is ask Him, believe and to stop saying/feeling like things are impossible. Wow did that feel like I was being talked directly to! We are trying so hard to get out of debt, get our finances exactly where we believe God wants them and every time something starts to unfold that we think is what we need to have this happen it all falls a part. I have actually found myself praying saying to God how I feel like it is impossible (and of course I give my suggestions that He doesn’t need).

Last night my husband Chase and I had such a great talk. I shared my heart with him and he did the same and we had both found ourselves struggling with the same feelings. I honestly don’t know why we allow ourselves to feel this way because as God’s children we know that our lives are in His hands and He sees what we can not. This morning my friend sent me a text with a passage she had read that made her think of me and it was exactly what I needed to hear. It talked about how the circumstances you are in are for a reason, we are on His chosen path and that we can’t give up, we just have to remain faithful and attentive to Him and listen for His direction. It was another wow moment all over again. I love those moments when God lies on a friend’s heart a message for you that you really need to hear! It is always at the perfect time.

So today I am making a point to believe, trust and know that the circumstances of today are a part of God’s path for me and that they will come together for a better reason than I could imagine because as long as I stay faithful He will guide my every step!

Photo Credit: Michael Mulvey

I have mentioned a few times about the decision that Chase and I have made to become more strict with our finances and work to be debt free. It’s exciting to think about the result of not being weighed down each month with those bills. But, its intimidating and at the moment frustrating. Currently with birthdays, holidays and what not approaching it feels like there is a need for money, the money that we are trying so hard to really be disciplined with. I see money going but it feels like it’s not coming in. I know that God will provide, I have no doubt of this, I just have to remind myself sometimes. Today I came across a poem for times when we are discouraged and it really hit home with me about this issue. I love when God brings things to our attention just when we need to hear it most!

Never Be Discouraged by Helen Steiner Rice

There is really nothing we need to know or even try to understand.

If we refuse to be discouraged and trust God’s guiding hand.

So take heart and meet each minute with faith in God’s great love,

Aware that every day of life is controlled by God above…

And never dread tomorrow or what the future brings,

Just pray for strength and courage and trust God in all things.

And never grow discouraged be patient

 and just wait for “God never comes too early and He never comes too late!”

Photo Credit: Nathan Friedly 

The last couple of days have been a little busy, which is why I haven’t had the chance to make a new post. My husband works for Lifechurch.tv and it was the annual family reunion where all the staff and spouses come together to fellowship and worship God, it was great! So glad I was able to be there. If you have followed some of the latest posts a continuing theme that has started in my family is the calling God has placed on our lives to be debt free. This is an overwhelming and in a way scary thing because we really don’t know exactly how that looks for us. How He is going to make it happen. But, I know that it will. Between last weekend at church and then this week at the family reunion there are two key points that have been placed on my heart. The first is that God is in control no matter what! The second is that we dream to small! God can do far more than we could ever dream! Chase and I dream to be debt free, not only that but we dream to do this in five years. We have no idea how that will happen, but He does because His dreams are far bigger than ours! We sang this song last weekend at church after a long conversation Chase and I had about our finances. I could not get past the first verse before breaking into tears! It truly said what was on my heart. The first video is how the song was written and the second is the full song.

God I look to You by Jenn Johnson

God I look to You, I wont be overwhelmed
Give me vision to see things like You do
God I look to You, Youre where my help comes from
Give me wisdom; You know just what to do

I will love You Lord my strength
I will love You Lord my shield
I will love You Lord my rock forever
All my days I will love You God

Hallelujah our God reigns
Hallelujah our God reigns
Hallelujah our God reigns forever
All my days Hallelujah

Faith: Road Blocks

September 27, 2011 — Leave a comment

“The Lord is my rock, my fortress and my deliverer; my God is my rock, in whom I take refuge, my shield and the horn of my salvation, my stronghold.” Psalm 18:2 (NIV) 

“Cast your cares on the Lord and he will sustain you; he will never let the righteous be shaken.” Psalm 55:22 (NIV) 

This past weekend at church something that my pastor said really stood out. He was talking about when we are trying to do what God has called us to do it often feels like we take two steps forward and three steps back. I know this is true for our family as we are trying to get out of debt. For instance, it was only a few months ago that we had to buy a new air conditioning unit for the house. That was a pretty penny I was not happy about. We felt the calling to be debt free, start making changes and then that happens. Of course that is only one example. I know I am not alone in feeling this way either. We have friends who are experiencing similar situations, God leading them to do something and they continually feel like they are hitting road blocks. It’s a very frustrating situation. But what I have to keep telling myself is that these things are happen because we are listening and being obedient to God, if we were not there would be no reason for objection because we would be doing exactly what Satan would want, not being obedient to God. So no matter the struggles we face, as long as we are on the path that God has called us on we can find comfort. Believe me though, I am right there with everyone else, I  can still find it hard to hold on to that comfort because lets face it, two steps forward and three back is never easy! So with that said my husband and I are still making financial changes and seeking God’s wisdom about how to become debt free and I am going to do my best to find His comfort because I know we are doing what He has called us to do!

 

Photo Credit: Brad Folkens

“The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7 (NIV)

“If you will live like no one else, later you can live like no one else.” Dave Ramsey 

My husband and I have never been bad with money. We have made a few bad choices… but who hasn’t? We learn from these lessons and move on. Any time Financial Peace University by Dave Ramsey has been offered at our church Chase and I always felt like we already knew what it was about, we manage our money and we don’t have a bunch of credit cards so we don’t need to go. Last weekend Chase told me that he feels like we should be more serious about it. We have been working to be debt free but haven’t necessarily done it the Financial Peace way. Now we are. Thankfully we do not have much debt, but we want to be able to get to the point where we have the freedom to do with our finances what God wants… the ability to give generously when He prompts us and the ability to truly be good stewards of what He gives us. I think because we have been working on paying things off on our own made us feel like we didn’t have to take the suggestions of others. But, God changed our heart. We don’t want to go about life acting like we know everything, Financial Peace has worked for so many people making them completely debt free. I know that we will get there! We will be able to look at our finances and truly have the freedom He intends, to give as He intends… instead of being tied down to a monthly payment. We have begun our journey to being debt free!